How to Get a Replacement Car Key
Losing a car key can be a traumatic experience. It may also be expensive depending on the type of key you've got.
Contacting an auto locksmith is the most efficient method of replacing a key. This is typically a less expensive and quicker option than calling the roadside assistance or a dealership.
Cost
Not long ago the loss of your car keys was not a big issue. You could simply go to your local hardware store and have an alternative key made. Nowadays, however it's more complex and much more expensive. The reason is because automobiles have become more technologically advanced, and that means keys are also. This may make them more secure from theft, it also makes them more expensive to replace.
The cost of a lost key replacement will differ based on the year, model and model of your vehicle. A lot of newer cars have keys with transponders to stop theft. These chips need to be connected to your vehicle. This usually requires a locksmith or a dealer. The cost will vary depending on the model of your car, but it can reach $200.
Additionally, certain modern cars utilize laser-cut keys that have to be programmed by an exact machine, which is only available at dealerships or auto locksmiths that specialize in this. The cost of a key for this type of lock is as high as $100.
Another factor that will affect the cost of losing a key is the location you live in. If you're in a remote area it is likely that you will have to pay a premium for service because the locksmith or tow truck has to travel a long distance reach you. Moreover, a locksmith will charge extra for holidays, after hours, and weekend hours.
The best way to cut down on the cost of losing a key is to have a spare one with you that can be kept at home or kept in your wallet. Keep your car's title or registration papers on your person. These documents will be required to prove ownership if you need to contact an auto dealer to request a replacement key. You can also contact your roadside service for assistance. They might be able to provide you with a temporary replacement, depending on their terms and conditions.
Time is a factor.
It can be a hassle to lose your car keys, but it's important not to be in a panic. First, take a minute to look for your keys to your car in obvious places like your purse or pocket. Then, walk back through your day and try to recall the places you may have left them. This could help you remember where you lost them, or if they're still in your car. If you're unable to locate your car keys, it could be time to find a replacement.
Most newer cars have a remote key fob which uses a code to unlock and start the vehicle. This type of key needs to be reprogrammed in order to work with your specific vehicle, and this is usually a task for an expert. You should consult an auto locksmith to determine if they can handle this. You will also require evidence of ownership.
Old-fashioned metal car keys are much simpler to replace than remote fobs for keys. They function completely mechanically and are not complex to duplicate, which is why locksmiths in your area can give you a new one on the spot if you've lost one. They can also duplicate the ignition cylinder of your vehicle as an additional expense. If you're looking to make copies of your old car keys, visit an establishment that specializes in cars and get them made quickly and inexpensively.
If your car keys are starting to appear worn-out, you should consider replacing them. The teeth on the key and the lock's cylinder may wear down due to frequent use which makes it difficult for them to align correctly with one another. If the key begins to become stuck in the lock, it's also a sign that it is time for a replacement.
If you have a newer car that is a high-end model, the key may require programming by the dealership. This is a complex job which can be costly and take a long period of time to complete. Based on the model of your car you might be able to have the procedure covered by your warranty or car insurance.
Accessibility
Even if your driving skills are excellent, you can still lose your keys. This can be a real hassle, especially if it happens at a time that isn't convenient, such as when you are at the supermarket or a gas station and you want to get back home. There are many options to replace keys that have been lost. You can contact your insurance company or locate a local locksmith or call roadside assistance.
You'll first need to determine the type of key you're using. This is crucial because various cars have different kinds of keys. Some keys are old-fashioned and only lock using the key cylinder. Others have an electronic chip that communicates with the vehicle to unlock doors and even start the car. Some keys can be replaced by an auto locksmith, while you may have to visit a dealership to get one from the manufacturer if yours is a smart key.
Whether you're using a traditional key or a smart one the first step should be to read the manual or contact the dealer for instructions on how to connect it to your vehicle. You'll need to provide proof that you own the vehicle and wait for a few more days for the dealer to request an alternative. This procedure will also require that you bring your vehicle to a locksmith or another service provider to get it programmed. This isn't the best option for those with limited mobility or strict schedules.
The process is much simpler when you have an extra. You can usually buy a replacement key online for a very low cost, depending on the type of vehicle. If your keys are equipped with a transponder as well as a key fob, you will require a certified expert in order to replace them and program them. Depending on your car's model and make it may be necessary to take it by the dealer or pay a locksmith to replace the key.
A bluetooth tracker is another option to obtain a replacement car key. These tiny devices are attached to your keyring and emit a signal that can be read by a smartphone with an application installed. The app will show you where the key is to help you locate it if you need to.
Insurance
Car insurance coverage typically does not cover the cost of lost keys. However, there are exceptions. Many of the best car insurance companies that are dedicated to client happiness provide add-on coverage for things like lost keys. It is usually an extra fee, but it can be less expensive than having to pay out of pocket for the cost of replacing keys.
If your car insurance covers lost keys is dependent on the policy and deductible. The majority of traditional keys are easy to replace, but those with an smart key or an electronic fob the process can be more difficult. These keys are laser-cut and utilize computer chips that transmit signals to your vehicle. They are therefore more difficult to replace than mechanical keys. They are also more expensive as you will need to pay for a locksmith as well as the key itself.
You can consider using an auto club service or roadside assistance to save money in the event of replacing a lost key. These services can provide discounts for locksmiths and could even reimburse you for the cost of a replacement. Some of these firms also provide emergency lockout services which can be beneficial when you're in a hurry and have to get back on the road.
You can also call your dealership to find out if they can assist. There are locksmiths at most dealerships on staff, and they might be able to create a new key at an affordable cost. However when the dealer needs to purchase a new key for your vehicle it may take a few days for it to arrive. Keep all receipts and other documents regardless of the method you select. G28 will allow you to file a claim with your insurance company.
While it's not a pleasant experience losing your car keys can happen to anyone. There are ways to avoid costly consequences. The quickest and most affordable method to replace lost car keys is by contacting a local locksmith. However, you must weigh the financial benefits against the time and deductible payments that are required prior to making an insurance claim.